Hurricane Ida Damage Claims
New Orleans Hurricane Damage Claim Attorneys
The Womac Law Firm is back to normal business operations, and we are ready to assist you with hurricane-related damage claims. Our attorneys are experienced with catastrophic damage claims, including claims associated with past hurricanes.
If you experienced significant damage from Hurricane Ida and feel that your insurance company isn’t treating you fairly, call us at 504-486-9999.
As the residents in our region work to recover from Hurricane Ida, questions regarding insurance coverage and relief are becoming frequent.
Though much of our region was not under a mandatory evacuation, civil authorities have expressed that an evacuation was not ordered due to the rapid intensification of Hurricane Ida. Therefore, the Louisiana Commissioner of Insurance has issued a Directive ordering insurance companies to waive restrictions on coverage that require a mandatory evacuation.
Depending on the damage to your home or business and your specific insurance policy, you may be entitled to compensation for the following:
- Structural Damage & Costs of Repair
- Loss of Use
- Additional Living Expenses
- Business Interruption
- Loss or Destruction of Personal Property (such as furniture or other contents)
If your home or business was significantly impacted by Hurricane Ida, it is important that you keep a record of any information associated with the damage.
We recommend that you immediately start collecting information and make sure to maintain the following documents:
- A copy of your Insurance Policy
- A record of the Property Title listing the current owner
- Pictures of physical damages and repairs
- Receipts from contractors
- Receipts for additional living expenses
- A List of damaged/lost contents with each item’s value
- Business records
- A Record of how long the property could not be used
- A copy of any communication, statement, or questionnaire to or from your insurance company
Note that damages from flooding are different from damages caused by wind and rain. Homeowner’s insurance policies normally do not provide coverage for flood-related damage. Also keep in mind that contractor fraud is rampant following catastrophes. You should never employ a contractor who is not licensed and insured. If possible, you should keep anything ruined by the storm to better prove your claim.
Insurance companies may choose to deny your hurricane claims after minimal investigation. They also might evaluate your damages as being less than the insurance policy deductible, meaning they pay you nothing. However, you have the right to dispute the insurance company’s conclusions. You should never give up on your damage claims, especially if you believe your insurance company isn’t being reasonable. Louisiana law provides stiff penalties for insurance companies who delay payments or disregard their obligations to their customers. The lawyers at The Womac Law Firm have significant experience with these types of claims and are here to answer your questions at any stage in the process.
- For a list of hurricane resources, go here.
- For information regarding business resources, go here.
- For more instructions on dealing with hurricane damage and insurance claims, go here.
Remember, if you have significant damage and the insurance company isn’t treating you fairly, we have a team of experienced attorneys here to guide you through this difficult process. We’re here to help when you decide it’s time to Put the Womac on’Em!