Generally, guest passengers in an
automobile accident in Louisiana are protected by the automobile owner’s uninsured/underinsured
motorist coverage. Therefore, if you are injured by an uninsured/underinsured
driver while riding as a guest passenger in another person’s vehicle,
you may be able to file an injury claim with the vehicle owner’s
insurance carrier. Additionally, if you purchased uninsured/underinsured
motorist coverage for your own vehicle, that insurance follows you, as
the person, regardless of the vehicle in which you are riding. So, you
may also assert a claim with your own uninsured/underinsured insurance
carrier if you are injured by an uninsured/underinsured motorist while
riding as a guest passenger in another person’s vehicle. If you
have any questions, we will be happy to help-just give us a call.